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Building Better Bank Ons Top 10 Lessons From Bank On San Francisco. Washington : New America Foundation, 2010.
In 2005 San Francisco city leaders were surprised by new research that estimated that one in five San Francisco adults lacks and Latinos did not have bank accounts. These primarily working poor city residents faced a big disadvantage because they lacked this basic financial tool. In fact, many unbanked San Francisco residents reported paying 2 to 5 percent of their income just to cash their paychecks.
Source: PDF from the City of San Francisco website

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